If you are having difficulty making your mortgage payments, call the Save the Dream Ohio Hotline toll-free at 1-888-404-4674. The Save the Dream effort is designed to give struggling homeowners or renters more information about the foreclosure process and link them to possible sources of help, even if foreclosure proceedings have already started.
If you need emergency shelter or want to learn more about possible federal housing assistance, dial 2-1-1 or—if your area does not have 2-1-1 service—your local information and referral service. For your county location and phone number, please search here.
More than 75 percent of Ohioans have access to 2-1-1, a free, multilingual and confidential telephone information service that links callers with trained professionals who can give them information about local food banks, shelters, clothing sources, rent assistance, utility help, and foreclosure assistance. Like 9-1-1, 2-1-1 is staffed 24 hours a day, seven days a week, 365 days a year.
Home Energy Assistance Program
The Home Energy Assistance Program (HEAP) is designed to help low- income households pay their heating bills. HEAP makes a one-time payment for winter heating to the utility company or provides a voucher for those who do not have a utility bill in their name. In addition, a Winter Emergency Heating Assistance program offers help to those who have been, or are threatened with, being disconnected, or who have less than a 10-day fuel supply. For more information please visit their website.
Home Weatherization Assistance Program
The Home Weatherization Assistance Program (HWAP) is a no-cost energy assistance program designed for customers whose annual household income is at or below 200 percent of the federal poverty guidelines. Services include installation of improved insulation and heating system repair or replacement. For more information, visit their website or call the Ohio Department of Development’s Office of Community Services at 1-800-282-0880.